What To Do If You Are Injured in a Car Accident
I am constantly asked by friends and clients what to do if one is injured in a car accident.
The first thing to do is ensure that you are okay. If there is any doubt seek immediate treatment either by calling an ambulance to the scene or if that is not deemed appropriate by visiting the local emergency center or your family physician.
Once you have taken care of your immediate medical needs,file a police report either at the scene or as soon as possible afterward . It is also important that you get the names and contact information of any witnesses to the accident. If you have a smartphone handy, take photos of the scene of the accident and write down what happened as soon as possible after the event.
Second, talk to a personal injury attorney to get advice about how to proceed,what kind of records you should be keeping and how to handle all the phone calls you may receive from the other parties insurance company. The golden rule is to never discuss the merits of the case with the Insurance adjuster and never agree to a recorded statement. The guilty parties insurance adjuster is not your friend and generally insurance companies are their to protect their shareholders and not you. They will try get you to agree to accept as little as possible in settlement of your claim.
Where possible seek the advice of a personal injury attorney and do not try settle with the insurance company on your own. There are many kinds of damages that you are entitled to and the insurance company is unlikely to assist you by advising you on your rights.
Your personal injury attorney will work in conjunction with your doctors to ensure that the appropriate treatment is made available to you even if you don't have the funds available to pay the doctor right away. There are many doctors who will agree to accept a lien for their services, which means you will only pay the doctor when your claim settles.
Best of luck in dealing with your claim and heres to wishing you better in the near future.